8. Consider the following statements about a Central Bank Digital Currency (CBDC):
- The CBDC is a digital form of fiat currency that can be traded using blockchain-backed wallets and is governed by the central bank.
- It differs from decentralised virtual currencies and crypto assets, which are not issued by the government and do not have the status of ‘legal tender.’
- CBDCs allow users to perform domestic and cross-border transactions without the involvement of a third party or a bank.
Which of the above statements are correct?